SIP Calculator – Calculate Your Returns and Invest Smarter
Estimate your returns and total wealth from your Mutual Fund SIPs with Finranite's easy-to-use SIP Calculator.
Disclaimer*: Actual results may vary depending on other factors. The above calculator is not to be considered as a recommendation of any Mutual Fund or any other scheme distributed by Finranite
About SIP Calculator
A SIP Calculator is an online tool that helps estimate the future value of monthly investments made through a Systematic Investment Plan. It projects wealth growth using your monthly contribution, investment tenure, and expected annual return.
The calculator applies compound interest monthly. Each SIP contribution is accumulated with expected returns; the tool sums up the compounded value of every instalment to present a projected corpus at maturity.
It helps you understand how much to invest regularly to meet your goals. By trying different SIP amounts, tenures and return rates you can plan realistic targets and see the impact of compounding.
Yes. Use it to estimate corpus for goals like retirement, education or buying a house. Adjust SIP, tenure and expected returns until the projected corpus matches your goal amount.
No — the calculator provides estimates based on assumed return rates. Actual mutual fund returns are market-linked and can vary from the projections.
Fund selection, market performance, investment duration, contribution consistency and the expected return rate all influence the final outcome. Longer time horizons generally improve compounding benefits.
How to Use SIP Calculator Online
SIP Calculator — FAQs
SIP returns are not guaranteed. They depend on the underlying mutual fund performance and market conditions. The calculator gives an estimate only.
Results are estimates based on the inputs you provide. They are useful for planning but cannot predict short-term market volatility or exact future returns.
Yes. You can increase, decrease or pause SIPs on most platforms. Use the calculator to see how such changes affect your projected corpus.
SIPs are best for medium to long-term goals (typically 5+ years). For short-term objectives, consider safer, short-duration instruments.
Many funds allow SIPs starting from as low as ₹100–₹500 per month. Minimums vary across fund houses.
No. The calculator is an educational tool. It does not replace personalised financial advice or recommendations from Finranite.