Retirement Calculator – Plan Your Retirement Corpus
Estimate your retirement corpus with Finranite's easy-to-use Retirement Calculator.
Disclaimer*: Actual results may vary depending on other factors. The above calculator is not to be considered as a recommendation of any Mutual Fund or any other scheme distributed by Finranite
About Retirement Calculator
This Retirement Calculator estimates the corpus you'll need at retirement and shows whether your current savings and expected returns will meet that need. It factors inflation, expense reduction after retirement, and expected returns before and after retirement.
Key inputs are present age, retirement age, life expectancy, current monthly expenses, inflation, expected returns (working and retired years) and current savings/benefits. Small changes in these greatly affect results.
No — the calculator provides a projection based on the inputs. It doesn't automatically include taxes, unexpected healthcare costs or lifestyle changes; consider adding buffers for such contingencies.
Yes — use it to compare scenarios (e.g., longer working years, higher savings, different return assumptions) to plan how much to save monthly or as a lump sum to meet your retirement needs.
No — return rates are assumptions. Real market returns and interest rates vary. Treat the results as planning guidance, not guarantees.
Choose a conservative figure (higher rather than lower) so you don't underestimate how long you may need retirement funds. Many users pick 85–95 years depending on family longevity and health.
How to Use Retirement Calculator Online
Retirement Calculator — FAQs
No — the calculator uses a single long-term inflation rate. If you expect healthcare inflation to be higher, increase the inflation assumption or add a buffer.
It's an estimate based on the inputs. Use conservative assumptions and review periodically as life and market conditions change.
Use it as a planning tool. For personalised retirement planning and tax/insurance advice, consult a certified financial planner.
Re-run the calculator with different return assumptions to see their impact. Higher returns reduce required savings; lower returns increase them.
Yes — enter expected retirement benefits in the provided field; the calculator treats them as a future lump amount at retirement.
No — taxes and local regulations are not modelled. For tax-effective retirement strategies, consult a tax or financial advisor.